5대 은행 건설업 부실대출 비율 급등…제조업의 5배 달해 :: 잡뉴스메이커 JOBNEWSMAKER-공공,일반기업의 경력직 채용 및 전직(이직)자 꿈과 미래직업에 대한 희망과 비전을 제시-(주)솔로몬서치

5대 은행 건설업 부실대출 비율 급등…제조업의 5배 달해: 2024.09.09 09:49 입력

한지훈 기자 hanjh@yna.co.kr

<div class="tit-sub" style='margin: 0px 0px 51px; padding: 0px 0px 0px 14px; color: rgb(0, 0, 0); text-transform: none; line-height: inherit; text-indent: 0px; letter-spacing: -0.16px; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 16px; font-style: normal; font-weight: 400; word-spacing: 0px; display: block; white-space: normal; position: relative; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><h2 class="tit" style="margin: 0px; padding: 0px; line-height: 1.1; letter-spacing: -0.01em; font-family: inherit; font-size: 17px; font-style: inherit; font-variant: inherit; font-weight: 500; font-stretch: inherit;">상반기 고정이하여신 비율 건설업 1.60%·제조업 0.32%</h2><h2 class="tit" style="margin: 10px 0px 0px; padding: 0px; line-height: 1.1; letter-spacing: -0.01em; font-family: inherit; font-size: 17px; font-style: inherit; font-variant: inherit; font-weight: 500; font-stretch: inherit;">2분기 건설업 성장률 IMF 이후 최저…"PF 리스크로 건전성 악화"</h2></div><div class="comp-box photo-group" style='margin: 0px auto; padding: 0px 0px 50px; width: 648px; color: rgb(0, 0, 0); text-transform: none; line-height: inherit; text-indent: 0px; letter-spacing: -0.16px; clear: both; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 16px; font-style: normal; font-weight: 400; word-spacing: 0px; display: block; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><figure class="image-zone" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; display: block; position: relative; font-stretch: inherit;" data-stat-code="mapping_photo" data-mapping-filename="PYH2024083008060001300_P2.jpg"><div class="img-con" style="margin: 0px; padding: 0px; width: 648px; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; display: block; position: relative; font-stretch: inherit;"><span class="img" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; overflow: hidden; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: top; display: inline-block; font-stretch: inherit;"><img style="border: 0px currentColor; border-image: none; letter-spacing: -0.01em; font-weight: 400; vertical-align: top; display: inline-block; max-height: 500px; max-width: 648px;" alt="[연합뉴스 자료사진]" src="https://img5.yna.co.kr/photo/yna/YH/2024/08/30/PYH2024083008060001300_P4.jpg"></div><figcaption class="desc-con" style="margin: 14px 0px 0px; padding: 0px; line-height: 22px; letter-spacing: -0.01em; font-family: inherit; font-size: 14px; font-style: inherit; font-variant: inherit; font-weight: 400; display: block; position: relative; font-stretch: inherit;"><p class="txt-desc" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); line-height: inherit; letter-spacing: -0.5px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 300; font-stretch: inherit;">[연합뉴스 자료사진]</figcaption></figure></div><p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>(서울=연합뉴스) 한지훈 기자 = 내수 부진과 건설 업황 둔화 속에 주요 시중은행의 건설업 부실 대출이 눈에 띄게 확대되는 양상이다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>올해 상반기 건설업 부실 대출 비율은 1년 전보다 크게 상승했을 뿐만 아니라 다른 산업들과 비교해도 월등히 높은 것으로 나타났다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>9일 전국은행연합회 경영공시에 따르면 5대 은행(KB국민·신한·하나·우리·NH농협)의 올해 상반기 말 건설업 총여신은 28조6천790억원으로, 이 중 고정이하여신은 4천575억원(1.60%)에 달했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>지난해 상반기 말 총여신 24조1천878억원 중 고정이하여신이 2천825억원(1.17%)이었던 것과 비교하면 1년 새 부실 채권 비율이 0.43%포인트(p) 올랐다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>은행들은 대출 채권을 정상, 요주의, 고정, 회수의문, 추정손실 등 다섯 단계로 분류하는데, 고정이하여신은 석 달 이상 원리금 상환이 연체된 부실 채권을 가리킨다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>은행별로 보면, NH농협은행은 건설업 대출의 고정이하여신 비율이 지난해 상반기 말 1.96%에서 올해 상반기 말 2.35%로 뛰어 5대 은행 중 가장 높았다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>같은 기간 KB국민은행은 1.58%에서 1.80%로, 우리은행은 0.26%에서 1.61%로, 하나은행은 1.13%에서 1.26%로, 신한은행은 0.70%에서 0.99% 등으로 일제히 건설업 부실 대출 비율이 올랐다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>건설업 대출 건전성은 다른 산업들보다도 유독 나빴다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>올해 상반기 말 기준 5대 은행의 전체 여신은 1천8조1천2억원으로, 이 중 고정이하여신은 3조6천878억원(0.37%)으로 집계됐다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>제조업 대출은 285조2천391억원 중 9천212억원(0.32%), 도소매업 대출은 132조2천964억원 중 5천659억원(0.43%), 숙박·음식업 대출은 41조583억원 중 1천767억원(0.43%)이 각 고정이하여신으로 잡혔다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>아울러 부동산업 대출은 227조3천426억원 중 8천534억원(0.38%), 서비스업·기타 대출은 293조4천848억원 중 7천131억원(0.24%) 등이었다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>건설업을 제외한 각 업종의 부실 대출 비율이 모두 0.5%를 밑돈 셈이다. 단순 계산하면 건설업 고정이하여신 비율은 제조업의 5배에 달했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>한 시중은행 관계자는 그 배경에 대해 "부동산 프로젝트파이낸싱(PF) 부실 위험이 건전성 지표로 드러나고 있는 것"이라며 "특히 태영건설 관련 부실 채권이 지난해 말부터 올해 상반기까지 계속 반영됐다"고 분석했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>이런 추세는 큰 틀에서 내수 부진과 건설 업황 둔화의 연장선 위에 있다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>앞서 한국은행은 지난 6월 금융안정보고서에서 "2022년 이후 부동산 경기와 건설 업황이 부진해지면서 (PF 대출의) 건전성에 대한 우려가 증대되고 있다"고 분석했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>그러면서 "금융기관 PF 대출 건전성이 악화한 가운데 증권사, 부동산 신탁사, 건설사의 우발 채무가 현실화하는 과정에서 다른 금융 부문으로 리스크가 확대될 가능성에 유의할 필요가 있다"고 경고했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>실제 건설업 성장률(전분기 대비)은 지난 1분기 5.5%를 기록했으나 2분기 -6.0%로 외환위기 때인 1998년 1분기(-6.4%) 이후 무려 26년 만에 최저치를 경신했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>전망도 불투명한 만큼 은행들의 건전성 지표도 더 나빠질 여지가 있어 보인다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>한은은 지난달 경제전망에서 "주거용·상업용 중심의 입주 물량 축소와 신규 착공 위축 영향으로 공사 물량 감소가 본격화하고 있다"고 진단했다.<p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'> <table class="__se_tbl_ext" style='margin: 0px 0px 16px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; letter-spacing: -0.5px; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; border-collapse: collapse; border-spacing: 0px; orphans: 2; widows: 2; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;' cols="4" border="1" cellspacing="1" rows="9" tableid="AKR20240907042800002_0108"><tbody style="letter-spacing: -0.01em; font-weight: 400;"><tr height="60" style="background: rgb(250, 250, 250); letter-spacing: -0.01em; font-weight: 500;"><td width="608" align="center" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;" colspan="4">2024년 상반기 5대 은행 산업별 부실 대출(단위:억원,%) ※ KB국민·신한·하나·우리·NH농협은행 경영공시 자료 취합</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" align="center" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">업종</td><td width="144" align="center" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">총여신</td><td width="144" align="center" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">고정이하여신</td><td width="160" align="center" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">고정이하여신 비율</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">제조업</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">2,852,391</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">9,212</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.32</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">건설업</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">286,790</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">4,575</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">1.60</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">도소매업</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">1,322,964</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">5,659</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.43</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">숙박 음식업</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">410,583</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">1,767</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.43</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">부동산</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">2,273,426</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">8,534</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.38</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">서비스업 기타</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">2,934,848</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">7,131</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.24</td></tr><tr height="40" style="letter-spacing: -0.01em; font-weight: 400;"><td width="160" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: left; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">합계</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">10,081,002</td><td width="144" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">36,878</td><td width="160" align="right" style="margin: 0px; padding: 0px 10px; border: 1px solid rgb(136, 136, 136); border-image: none; text-align: right; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: 400; vertical-align: middle; font-stretch: inherit;">0.37</td></tr></tbody></table><p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'> <p style='margin: 0px 0px 16px; padding: 0px; color: rgb(0, 0, 0); text-transform: none; line-height: 1.7; text-indent: 0px; letter-spacing: -0.01em; font-family: "Spoqa Han Sans Neo", "Malgun Gothic", "맑은 고딕", Gulim, 굴림, AppleSDGothicNeo-Regular, sans-serif; font-size: 18px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>    | 저작권자 ⓒ  연합뉴스(<a href="http://www.yonhapnews.co.kr">http://www.yonhapnews.co.kr</a>) | 무단전재 및 재배포금지 |

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