작년 금융공공기관이 대신 갚은 빚 13조원…2배 넘게 급증 :: 잡뉴스메이커 JOBNEWSMAKER-공공,일반기업의 경력직 채용 및 전직(이직)자 꿈과 미래직업에 대한 희망과 비전을 제시-(주)솔로몬서치

작년 금융공공기관이 대신 갚은 빚 13조원…2배 넘게 급증: 2024.05.22 10:34 입력

채새롬 기자 srchae@yna.co.kr

<div class="tit-sub" style="margin: 0px 0px 51px; padding: 0px 0px 0px 14px; line-height: inherit; font-family:; font-size: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" relative;"="" -0.16px;="" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa=""><h2 class="tit" style="margin: 0px; padding: 0px; line-height: 1.1; letter-spacing: -0.01em; font-family: inherit; font-size: 17px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;">오기형 의원 "은행들 사상 최대 실적 경신…사회적 책임 강화해야"</h2></div><div class="comp-box photo-group" style="margin: 0px auto; padding: 0px 0px 50px; line-height: inherit; font-family:; font-size: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" -0.16px;="" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" 648px;"="" both;=""><figure class="image-zone" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;" data-stat-code="mapping_photo" data-mapping-filename="PCM20220517000393990_P2.jpg"><div class="img-con" style="margin: 0px; padding: 0px; width: 648px; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><span class="img" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; overflow: hidden; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; vertical-align: top; display: inline-block; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><img style="border: 0px currentColor; border-image: none; letter-spacing: -0.01em; vertical-align: top; display: inline-block; max-height: 500px; max-width: 648px;" alt="대출 (CG)" src="https://img3.yna.co.kr/photo/cms/2022/05/17/93/PCM20220517000393990_P4.jpg"></div><figcaption class="desc-con" style="margin: 14px 0px 0px; padding: 0px; line-height: 22px; letter-spacing: -0.01em; font-family: inherit; font-size: 14px; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><span class="tit-cap" style="margin: 0px 0px 5px; padding: 0px; line-height: inherit; letter-spacing: -0.5px; font-family: 굴림체, gulimche; font-size: 9pt; font-style: inherit; font-variant: inherit; vertical-align: top; display: inline-block; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;">대출 (CG)<p class="txt-desc" style="line-height: inherit; letter-spacing: -0.5px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;">[연합뉴스TV 제공]</figcaption></figure></div><p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">(서울=연합뉴스) 채새롬 기자 = 작년 고금리·고물가 등 복합위기에 빚을 제때 못 갚는 서민과 소상공인이 늘어나면서 주택도시보증공사, 신용보증기금 등 금융공공기관의 대위변제액이 전년보다 2배 넘게 급증한 것으로 나타났다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">정부 보증 덕에 은행들이 큰 손실 없이 역대급 이익을 낸 만큼 은행의 사회적 책임이 강화돼야 한다는 지적이 나온다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">22일 국회 정무위원회 소속 오기형 더불어민주당 의원이 보증사업을 수행하는 13개 금융공공기관·금융공기업에서 제출받은 자료에 따르면 이들 보증기관의 지난해 대위변제액은 13조4천412억원이었다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">이는 전년 대위변제액 5조8천297억원보다 130.6% 증가한 것이다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">대위변제는 차주가 원금을 상환하지 못할 때 정책기관이 은행 대신 빚을 갚아주는 것이다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">13개 보증기관(주택도시보증공사·주택금융공사·서울보증보험·서민금융진흥원·신용보증기금·지역신용보증재단·기술보증기금·수출입은행·산업은행·중소기업은행·한국무역보험공사·해양진흥공사·한국자산관리공사) 중 가장 대위변제액이 많은 곳은 주택도시보증공사였다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">주택도시보증공사의 작년 대위변제액은 4조9천229억원으로 2022년(1조581억원) 대비 365.3% 급증했다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">이는 부동산 경기 침체 상황에서 전세사기와 전세금 반환보증 사고가 급증했기 때문이다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">자영업자와 소상공인의 경제 상황이 악화하면서 신용보증기금과 지역신용보증재단의 대위변제액도 크게 늘었다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">신용보증기금의 대위변제액은 2022년 1조3천599억원에서 2023년 2조2천759억원으로 67.4% 늘었다. 지역신용보증재단 대위변제액은 같은 기간 5천76억원에서 1조7천126억원으로 237.4% 늘었다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">이밖에 주택금융공사(3천375억→6천357억원), 기술보증기금(4천946억→9천596억원), 서민금융진흥원(3천673억→1조149억원), 서울보증보험(1조2천409억→1조6천464억원) 등의 대위변제액도 크게 늘었다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">공공기관의 손실은 커지지만, 정작 정책 상품을 판매한 은행은 역대급 이익을 챙겼다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">작년 국내은행의 당기순이익은 21조3천억원으로 전년 대비 2조8천억원(15.0%) 증가해 역대 최대를 기록했다. 이중 이자이익은 59조2천억원으로 전년보다 3조2천억원(5.8%) 늘어 60조원에 육박했다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">이에 따라 은행의 사회적 책임이 강화돼야 한다는 지적이 나온다.<p style="line-height: 1.7; font-family:; font-size: 18px; margin-bottom: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" break-word;"="" -0.01em;="">오기형 의원은 "작년에 은행들은 사상 최대 실적을 경신했지만, 공적 보증기관들의 대위변제액은 2배 이상 증가했다"면서 "차기 국회에서 은행들의 사회적 책임 강화에 대한 논의가 확대될 것"이라고 말했다.<div class="comp-box photo-group" style="margin: 0px auto; padding: 0px 0px 50px; line-height: inherit; font-family:; font-size: 16px; font-stretch: inherit; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit;" -0.16px;="" inherit;="" sans-serif;="" applesdgothicneo-regular,="" 굴림,="" gulim,="" 고딕",="" "맑은="" gothic",="" "malgun="" neo",="" sans="" han="" spoqa="" 648px;"="" both;=""><figure class="image-zone" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;" data-stat-code="mapping_photo" data-mapping-filename="AKR20240521149600002_01_i_P2.jpg"><div class="img-con" style="margin: 0px; padding: 0px; width: 648px; text-align: center; line-height: inherit; letter-spacing: -0.01em; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><span class="img" style="margin: 0px; padding: 0px; line-height: inherit; letter-spacing: -0.01em; overflow: hidden; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; vertical-align: top; display: inline-block; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><img style="border: 0px currentColor; border-image: none; letter-spacing: -0.01em; vertical-align: top; display: inline-block; max-height: 500px; max-width: 648px;" alt="13개 보증기관 대위변제액" src="https://img8.yna.co.kr/etc/inner/KR/2024/05/21/AKR20240521149600002_01_i_P4.jpg"></div><figcaption class="desc-con" style="margin: 14px 0px 0px; padding: 0px; line-height: 22px; letter-spacing: -0.01em; font-family: inherit; font-size: 14px; font-style: inherit; font-variant: inherit; position: relative; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;"><span class="tit-cap" style="margin: 0px 0px 5px; padding: 0px; line-height: inherit; letter-spacing: -0.5px; font-family: 굴림체, gulimche; font-size: 9pt; font-style: inherit; font-variant: inherit; vertical-align: top; display: inline-block; font-stretch: inherit; font-feature-settings: inherit; font-optical-sizing: inherit; font-kerning: inherit; font-variation-settings: inherit;">13개 보증기관 대위변제액[오기형 의원실 제공] </figcaption></figure></div>   | 저작권자 ⓒ  연합뉴스(<a style="color: rgb(85, 85, 85); font-family:; cursor: pointer; text-decoration-line: none;" href="http://www.yonhapnews.co.kr/" sans-serif;="" 고딕",="" gothic",="" "malgun="" 255);"="" 255,="" rgb(255,="" ui",="" "segoe="" dotum,="" 돋움,="" 맑은="" right;="" 13px;="">http://www.yonhapnews.co.kr</a>) | 무단전재 및 재배포금지 |

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